E-Certificate Vol.8 Issue 3

• The Influence of Financial Literacy on The Investment Behavior of Indonesian Migrant Workers in Japan

  Puput Rohmawati, Nika Sintesa
• Navigating the Challenges of Digital Transformation in Traditional Organization

  Jerry Maratis, Ahmad Ramadan, Achani Rahmania Az Zahra, Ridhuan Ahsanitaqwim, Daniel Bennet 
• Responsible Environmental Management: Sustainable Strategy Models for the Future

  Chandra Lukita, Rio Wahyudin Anugrah, Sheila Aulia Anjani, Anandha Fitriani, Thabo Mkhize 
• Addressing Regulatory Risks in Fintech through Decentralized Technologies

  Rifqi Fahrudin, Firdaus Dwi Yulian, Ahmad Yadi Fauzi, Ashley Wilson, Taavi Kuusk 
• The Future of Work: How Digital Tools are Transforming Human Resource Management

  Ankur Singh Bist, Noor Azura Zakaria, Nizirwan Anwar, Greisy Jacqueline, Li Wei Ming
• Advanced Predictive Models for the Startup Ecosystem Using Machine Learning Algorithms

  Aan Kanivia, Hidayat Febiansyah, Untung Rahardja, Krisna Adiyarta, James Anderson 
• Sustainable Management Strategies to Enhance Business Competitiveness in the Technology Sector

  Anas Abudaqa, Ira Geraldina, Mohamad Rakhmansyah, Mohammad Miftah, Sipho Dlamini 
• Understanding Consumer Acceptance of AI in the Leisure Economy: A Structural Equation Modeling Approach

  Susilawati, Dyah Juliastuti, Marviola Hardini 
• Leveraging AI-Powered Automation for Enhanced Operational Efficiency in Small and Medium Enterprises (SMEs)

  Dwi Andayani, Dian Indiyati, Meri Mayang Sari, Goh Yao, Jack Williams 
• Enhancing Organizational Resilience through Digital Innovation in Manufacturing

  Fajriannoor Fanani, Jerry Maratis, Muhammad Saiful Hadi, Lena Magdalena, Santiago Ramirez