“Analisis Perbandingan Rasio Profitabilitas Bank Muamalat Sebelum dan Sesudah Penerapan Muamalat Mobile dan Muamalat Digital Islamic Network (DIN)”, TMJ, vol. 8, no. 1 Special Issues, hlm. 108–122, Jul 2023, doi: 10.33050/tmj.v8i1SP.2071.