Pengaruh Financial literacy, Financial confidence, dan Locus of Control Eksternal Terhadap Personal Finance Management. Technomedia Journal, [S. l.], v. 8, n. 1 Juni, p. 11–22, 2023. DOI: 10.33050/tmj.v8i1.1936. Disponível em: https://ijc.ilearning.co/index.php/TMJ/article/view/1936. Acesso em: 25 may. 2026.