Purnama, S., A. Sukmasari, and R. Bhandari. “The Role of Religiosity As a Mediating Variable in the Relationship Between Online Transactions and Customer Satisfaction and Loyalty in Islamic Banking”. APTISI Transactions on Management (ATM), vol. 5, no. 2, Mar. 2021, pp. 143-51, doi:10.33050/atm.v5i2.1532.