Risk Management Financial Distress Prediction and Earnings Management in Indonesian Banks. APTISI Transactions on Management, [S. l.], v. 10, n. 3, p. 318–331, 2026. DOI: 10.33050/atm.v10i3.2655. Disponível em: https://ijc.ilearning.co/ATM/article/view/2655. Acesso em: 11 sep. 2026.